{"id":69237,"date":"2023-08-04T16:33:53","date_gmt":"2023-08-04T20:33:53","guid":{"rendered":"https:\/\/world.edu\/?p=69237"},"modified":"2023-08-04T16:33:53","modified_gmt":"2023-08-04T20:33:53","slug":"college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds","status":"publish","type":"post","link":"https:\/\/world.edu\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\/","title":{"rendered":"College students with loans more likely to report bad health and skip medicine and care, study finds"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-41368\" src=\"https:\/\/world.edu\/wp-content\/uploads\/2017\/11\/student-loans-01.png\" alt=\"\" width=\"680\" height=\"435\" srcset=\"https:\/\/world.edu\/wp-content\/uploads\/2017\/11\/student-loans-01.png 680w, https:\/\/world.edu\/wp-content\/uploads\/2017\/11\/student-loans-01-250x160.png 250w\" sizes=\"(max-width: 680px) 100vw, 680px\" \/> Students who took out loans to pay for college rated their overall health and mental health as being worse than those who didn\u2019t take out student loans. They also reported more major medical problems and were more likely to report delaying medical, dental and mental health care and using less medication than the amount prescribed to save money.<\/p>\n<p>We\u00a0<a href=\"https:\/\/doi.org\/10.1080\/07448481.2022.2151840\">reported these findings<\/a>\u00a0in an article published in the Journal of American College Health. The findings are based on surveys collected in 2017 from over 3,200 college students at two public universities in the United States.<\/p>\n<p>We asked students to rate their physical and mental health on a 4-point scale \u2013 excellent, good, fair and poor. We also asked if they had experienced any major medical problems in the past year or whether they had ever postponed medical, dental or mental health care to make ends meet since starting college. Those who indicated they were taking regular medication for physical health problems, such as for asthma or high blood pressure, were asked if they ever took less medication than prescribed to save money.<\/p>\n<p>Students with loans reported worse outcomes than those without loans, even after accounting for differences between them in terms of race, age and gender, as well as their parents\u2019 education level and marital status.<\/p>\n<p>Despite their worse self-reported mental health, students with loans were equally likely as students without loans to have received a new mental health diagnosis or treatment for a mental disorder in college. They also were equally likely to have visited a mental health practitioner in the past year or to use mental health medication. But they were almost twice as likely as those without debt to report delaying mental health care.<\/p>\n<h4><strong>Why it matters<\/strong><\/h4>\n<p>Our findings suggest that student loans may have hidden costs in the form of worse physical and mental health, more medical problems and diminished use of medical and mental health care. Stress from student loans\u00a0<a href=\"https:\/\/eric.ed.gov\/?id=EJ1141137\">can affect students<\/a>\u00a0while they are still in college,\u00a0<a href=\"https:\/\/doi.org\/10.1037\/cdp0000207\">harming both mental and physical health<\/a>.<\/p>\n<p>College students are often at a\u00a0<a href=\"https:\/\/doi.org\/10.1037\/11381-002\">crucial juncture<\/a>\u00a0when they are first leaving their parents\u2019 home and\u00a0<a href=\"https:\/\/doi.org\/10.1038\/oby.2008.365\">establishing habits<\/a>\u00a0\u2013 such as those related to medical and dental care \u2013 that may persist beyond college. Declining to seek medical care\u00a0<a href=\"https:\/\/doi.org\/10.1016\/j.jchf.2021.05.010\">can result<\/a>\u00a0in\u00a0<a href=\"https:\/\/doi.org\/10.7326\/0003-4819-114-4-325\">worse medical problems<\/a>, potentially leading to diminished health and shorter lives for college graduates with loans.<\/p>\n<p>One of the advantages of getting a college degree is\u00a0<a href=\"https:\/\/doi.org\/10.2105\/AJPH.2011.300216\">improved<\/a>\u00a0<a href=\"https:\/\/www.forbes.com\/sites\/michaeltnietzel\/2019\/06\/17\/new-evidence-for-the-broad-benefits-of-higher-education\/?sh=a4e88834c5c1\">health<\/a>. But students who take out loans to attend college may not see those benefits, especially if they defer medical care or use less medicine to save money.<\/p>\n<p>Previous generations had greater access to free or low-cost\u00a0<a href=\"https:\/\/press.jhu.edu\/books\/title\/12165\/history-american-higher-education\">public higher education<\/a>\u00a0\u2013 access that has eroded as state budgets\u00a0<a href=\"https:\/\/doi.org\/10.1525\/ctx.2009.8.1.76\">failed to keep up<\/a>\u00a0with the\u00a0<a href=\"https:\/\/www.acenet.edu\/Documents\/Anatomy-of-College-Tuition.pdf\">rising demand for and costs<\/a>\u00a0of higher education. The current system of higher education funding\u00a0<a href=\"https:\/\/educationdata.org\/student-loan-debt-statistics\">requires most people to take on debt<\/a>\u00a0to get a college degree; the\u00a0<a href=\"https:\/\/ticas.org\/affordability-2\/student-aid\/student-debt-student-aid\/student-debt-and-the-class-of-2019\/\">most recent national data<\/a>\u00a0indicates that among 2019 graduates of public or private nonprofit, four-year universities, 62% had student debt.<\/p>\n<h4><strong>What\u2019s next<\/strong><\/h4>\n<p>We are writing a book that explores how debt affects life after college, including the consequences for health, housing, romantic relationships and career trajectories. So far, we have found that inequalities in health and delays in doctor visits persist after graduation. We have also found that college graduates who put off doctor visits to save money in college were a little over twice as likely to experience a recent major medical problem 15 months and 3.5 years after graduation. We also found they were over four times as likely to be be putting off medical care to save money after graduation, showing these habits persist well after they leave college.<\/p>\n<p><em><strong>Author Bios:<\/strong> Arielle Kuperberg is a Professor of Sociology at the University of North Carolina \u2013 Greensboro and Joan Maya Mazelis is an Associate Professor of Sociology at Rutgers University<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Students who took out loans to pay for college rated their overall health and mental health as being worse than those who didn\u2019t take out student loans. They also reported more major medical problems and were more likely to report delaying medical, dental and mental health care and using less medication than the amount prescribed [&hellip;]\n&hellip; <a href=\"https:\/\/world.edu\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\/\" class=\"more\">learn more&rarr;<\/a><\/p>","protected":false},"author":33,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[109017],"tags":[12991],"coauthors":[11733],"class_list":["post-69237","post","type-post","status-publish","format-standard","hentry","category-health-care","tag-student-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>College students with loans more likely to report bad health and skip medicine and care, study finds - World leading higher education information and services<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/world.edu\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\/\" class=\"yoast-seo-meta-tag\" \/>\n<meta property=\"og:locale\" content=\"en_US\" class=\"yoast-seo-meta-tag\" \/>\n<meta property=\"og:type\" content=\"article\" class=\"yoast-seo-meta-tag\" \/>\n<meta property=\"og:title\" content=\"College students with loans more likely to report bad health and skip medicine and care, study finds - World leading higher education information and services\" class=\"yoast-seo-meta-tag\" \/>\n<meta property=\"og:description\" content=\"Students who took out loans to pay for college rated their overall health and mental health as being worse than those who didn\u2019t take out student loans. They also reported more major medical problems and were more likely to report delaying medical, dental and mental health care and using less medication than the amount prescribed [&hellip;]\" class=\"yoast-seo-meta-tag\" \/>\n<meta property=\"og:url\" content=\"https:\/\/world.edu\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\/\" class=\"yoast-seo-meta-tag\" \/>\n<meta property=\"og:site_name\" content=\"World leading higher education information and services\" class=\"yoast-seo-meta-tag\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-04T20:33:53+00:00\" class=\"yoast-seo-meta-tag\" \/>\n<meta property=\"og:image\" content=\"https:\/\/world.edu\/wp-content\/uploads\/2017\/11\/student-loans-01.png\" class=\"yoast-seo-meta-tag\" \/>\n<meta name=\"author\" content=\"Kevin\" class=\"yoast-seo-meta-tag\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" class=\"yoast-seo-meta-tag\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kevin\" class=\"yoast-seo-meta-tag\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" class=\"yoast-seo-meta-tag\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" class=\"yoast-seo-meta-tag\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/world.edu\\\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/world.edu\\\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\\\/\"},\"author\":{\"name\":\"Kevin\",\"@id\":\"https:\\\/\\\/world.edu\\\/#\\\/schema\\\/person\\\/42c1c1d5ff7ffbdf0bd50ed94c6ae6ee\"},\"headline\":\"College students with loans more likely to report bad health and skip medicine and care, study finds\",\"datePublished\":\"2023-08-04T20:33:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/world.edu\\\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\\\/\"},\"wordCount\":662,\"image\":{\"@id\":\"https:\\\/\\\/world.edu\\\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/world.edu\\\/wp-content\\\/uploads\\\/2017\\\/11\\\/student-loans-01.png\",\"keywords\":[\"student loans\"],\"articleSection\":[\"Health Care\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/world.edu\\\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\\\/\",\"url\":\"https:\\\/\\\/world.edu\\\/college-students-with-loans-more-likely-to-report-bad-health-and-skip-medicine-and-care-study-finds\\\/\",\"name\":\"College students with loans more likely to report bad health and skip medicine and care, study finds - 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