Illegal money lending has almost certainly become a bigger problem during the cost of living crisis.
Articles on Predatory lending
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More financial services should target low-income households in South Africa.
Use of installment loans has grown dramatically in recent years – all without the regulatory scrutiny that tamped down on abuses in the payday loan market.
Mobile loan platforms have given Kenyans access to easy loans, but they come at a high price.
By not charging interest, Afterpay and other ‘buy now, pay later’ providers avoid the rules of national consumer credit law.
The lawmakers have proposed capping interest rates on consumer loans at 15%, but doing so may hurt some of the people it’s aiming to protect.
Street vendors are the most visible of the people who work in the informal sector – up to half the urban workforce in cities like Manila – but whose needs and rights receive no official recognition.
We are seeing widespread financial exploitation because of cultural, economic and political factors that haven’t been addressed. Regulators should do more.
South African commercial law courses do not address the question of what norms and procedures govern business relations in indigenous African communities.
Predatory lending and the subprime mortgage crises as well as a history of economic injustice fueled the Baltimore protests.
The federal budget proposal to uncap university fees could be taken as a blank chequebook for both universities and self-accrediting colleges offering higher education services. On the ABC’s 7.30 program…
Top contributors
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Associate Professor, Office of the Deputy Vice-Chancellor (Indigenous Engagement) and School of Education, The University of Queensland
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Professor, College of Business, University of Sharjah
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Associate professor of history and Afroamerican and African Studies; Affiliated Faculty of Law, University of Michigan
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Senior Research Associate, One Earth Future Foundation
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Research Fellow – Informal Urbanism (InfUr-) Hub, The University of Melbourne
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Lecturer, Economics, University of the Western Cape
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Professor of Practice in Financial Literacy and Wellbeing, University of Birmingham
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Professor, Economics, University of the Western Cape
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Economist, Professor of Law, Vanderbilt University
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Associate Professor of Law, Georgetown University
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Senior Lecturer, School of Accounting, Economics and Finance, Curtin University
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Ph.D. Student in Law and Economics, Vanderbilt University
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LLD - Private Law, University of the Western Cape
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Associate Professor of Commercial Law, University of Cape Town
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Head of School at the School of Accounting, Curtin University