Owing more to the bank than your home is worth is a daunting prospect. But if you’ve bought a place to live in, not as an investment, there’s little reason to panic.
Articles on Negative equity
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What happens when you owe more on your mortgage than your house is worth? Negative equity is a growing concern for some homeowners, but how real are the risks?
A new study looks at the pure financial return of UK home ownership over 40 years to find consistently positive results.
Top contributors
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Lecturer in Economics and Director, Business Taught Masters Programme, University of Canterbury
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Assistant Professor in Finance, Edinburgh Business School, Heriot-Watt University
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Professor of Real Estate, Heriot-Watt University
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John Curtin Distinguished Professor, Curtin Business School, Curtin University