{"id":13183,"date":"2023-07-14T07:31:35","date_gmt":"2023-07-14T00:31:35","guid":{"rendered":"https:\/\/edisi.co\/?p=13183"},"modified":"2023-07-14T07:31:38","modified_gmt":"2023-07-14T00:31:38","slug":"bi-kepri-tegaskan-biaya-transaksi-qris-hanya-untuk-pedagang","status":"publish","type":"post","link":"https:\/\/edisi.co\/bi-kepri-tegaskan-biaya-transaksi-qris-hanya-untuk-pedagang\/","title":{"rendered":"BI Kepri Tegaskan Biaya Transaksi QRIS Hanya Untuk Pedagang"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/edisi.co\/\">EDISI.CO, BATAM<\/a><\/strong>&#8211; Kepala Bank Indonesia (BI) perwakilan Kepri, Suryono menegaskan bahwa biaya tambahan atau Merchant Discount Rate (MDR) sebesar 0,3 persen yang berlaku sejak 1 Juli 2023 lalu hanya dikenakan kepada pedagang atau merchant yang menyediakan cara pembayaran melalui QRIS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cJadi MDR ini hanya dikenakan kepada pedagang atau pelaku usaha yang menggunakan layanan QRIS. Pedagang tidak boleh membebankan biaya tambahan kepada konsumen,\u201d ujarnya dalam acara bincang sore bersama media di Hotel Santika, Batam Centre, Kamis, (13\/7\/2023).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Baca juga: <strong><a href=\"https:\/\/edisi.co\/2023\/07\/13\/4-sikap-masyarakat-kelurahan-sembulang-terkait-pengembangan-pulau-rempang\/\" target=\"_blank\" rel=\"noreferrer noopener\">4 Sikap Masyarakat Kelurahan Sembulang terkait Pengembangan Pulau Rempang<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hal ini sesuai pasal 52 ayat 1 PBI 23\/6\/PBI\/2021 Tentang Penyedia Jasa Pembayaran (PJP), para pedagang sebagai Penyedia Barang dan\/atau Jasa dilarang mengenakan biaya tambahan kepada Pengguna atas biaya yang dikenakan oleh PJP kepada Penyedia Barang dan\/atau Jasa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia merincikan, Untuk usaha-usaha mikro, baiaya MDR dibebankan sebesar 0,3 persen. Kemudiian untuk usaha kecil, menengah hingga besar dibebankan sebesar 0,7 persen dan 0,6 persen untuk usaha pada bidang pendidikan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cMDR ini selanjutnya menjadi dana untuk menjaga kelangsungan sistem digital yang menopang QRIS,\u201d terangnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Suryono menghimbau kepada masyarakat apabila menemukan pedagang yang membebankan biaya tambahan tersebut kepada konsumen atau pengguna, untuk segera melaporkan ke penyedia jasa pembayaran (PJP) atau perbankan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, Kepala Tim Implementasi Kebijakan Sistem Pembayaran dan Pengawasan Sistem Pembayaran Pengelolaan Uang Rupiah BI Kepri, Taufik Ariesta mengatakan, pemberlakuan biaya MDR ini sebenarnya sudah dimulai sejak November 2019 lalu, dengan biaya yang dibebankan sebesar 0,7 persen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">MDR ini kemudian dihapus karena adanya wabah Covid-19. Penghapusan itu bertujuan untuk meringankan para pelaku usaha. Setelah kondisi ekonomi masyarakat mulai pulih pasca pandemi, wacana pemberlakuan biaya MDR ini kembali didengungkan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Pelayanan QRIS kita tidak bisa terus-terusan nol persen. Karena ini butuh biaya untuk menunjang sistem pembayaran digital ini,\u201d ungkapnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menambahkan, BI Kepri akan terus melakukan sosialisasi kepada masyarakat terkait pemberlakuan aturan ini sehingga tidak ada pedagang yang melakukan kecurangan dengan membebankan MDR ini kepada konsumen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cApabila menemukan pedagang yang membebankan MDR-nya kepada konsumen, bisa langsung melapor kepada kami melalui layanan BI Bicara di nomor 131,\u201d jelasnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Penulis: Irvan F<\/p>\n","protected":false},"excerpt":{"rendered":"<p>EDISI.CO, BATAM&#8211; Kepala Bank Indonesia (BI) perwakilan Kepri, Suryono menegaskan bahwa biaya tambahan atau Merchant<\/p>\n","protected":false},"author":2,"featured_media":13184,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51,1507],"tags":[3507,3280,66],"class_list":["post-13183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-batam","category-kepri","tag-bi-kepri","tag-pedagang","tag-qris"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BI Kepri Tegaskan Biaya Transaksi QRIS Hanya Untuk Pedagang<\/title>\n<meta name=\"description\" content=\"Kepala Bank Indonesia (BI) perwakilan Kepri, Suryono menegaskan bahwa biaya tambahan atau Merchant Discount Rate (MDR) sebesar 0,3 persen\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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