Welcome to MoMo- the app that helps you do more every day.
MoMo isn’t just another payment app. It’s your all-in-one lifestyle partner, built to keep up with the way you live — whether you’re working, studying, or simply enjoying life.
From paying bills to sending money, ordering food, and everything in between, MoMo keeps your day moving so you can focus on what truly matters.
Join a thriving community of over 18 million people already doing more every day!
Why Bank with MoMo?
There’s something for everyone
MoMo is built for everyone! Whether you’re in the city with a smartphone or a using a feature phone anywhere else, MoMo meets you where you are with both app and USSD (*671#) banking options.
Open an Account for FREE
Signing up to MoMo is easy. All you need is your NIN and you’re up and running with an account that gives you rewards daily.
Kickstart Your Journey Without Stress
When you signup to MoMo, you’re not just left to figure things out on your own. We walk you through every step with simple nudges and quick How-Tos, so you feel at home from day one.
- Get a Card that Fits Your Lifestyle
Shop online, pay in-store or manage business expenses with MoMo prepaid cards. Load only what you need and keep overspending in check. Get doorstep delivery in 2-3 working days or pick up from any MTN connect store near you.
- Send Money, Near or Far
Whether it’s sending money to a friend across town or sending support to loved ones abroad, MoMo makes it simple, secure and instant. Because distance shouldn’t get in the way of care.
- Stay on Top of Your Bills
Pay your Electricity bill and Cable TV subscription at no extra charges. MoMo helps you stay on top of you bills so you’re never late or disconnected. Get Daily cashbacks. No days off! Enjoy 2% cashback every time you buy airtime or data. It’s our little way of helping you keep more money in your account.
- Access all your favorite apps in one place
Why switch between apps when MoMo brings it all together? Hungry? Craving a win? Planning your next getaway? With MoMo, all your favorite apps are right here; Chowdeck, Mr Wins, iLOT Bet, Travel Wings and lots more- all in one app!
Get Support whenever you need it
Questions? Complaints? We’ve got you. Whether it’s day or night, our support team is always available to give you the help you need, no matter how late.
Bank with Confidence
MoMo is Licensed by the CBN and your deposits are Insured by NDIC. This means your money is safe and your transactions are protected, and you can bank with peace of mind knowing we’ll always be here- today, tomorrow, and beyond.
Brought to You by MTN
MoMo PSB is a subsidiary of MTN, Africa’s leading Telecoms provider. This means a track record of success and staying power!
Join millions of people already doing more with MoMo, Download the App Now!
I got the MoMo PSB app because I travelled from Nigeria to Ghana. I tested the African transfer feature 2 months ago by sending money from my PSB app to MoMo Ghana and it went. It’s October now and Ghana is not even showing on the list of available countries, it won’t let me input it manually and it chooses when it wants to scroll the list of countries. Sometimes it scrolls, sometimes it doesn’t. But the most annoying is not being able to send money to Ghana is ℹ the next English-speaking country after Nigeria. There’s no pop up message telling us that Ghana is no more on the list. The app feels like something was created and dumped; always asking for update but not showing evident and quality upgrade. When you click on some features, there is no icon to go back to the previous page so I have to clear the app and start again. Worst of all, it declines my authenticate password whenever it likes making me wonder if I got my password wrong or changed it. Alas, I did neither.
Not reliable: Don’t download this app.
mkwest10
This bank app is just so disappointing and after today I won’t use it again, I might even deactivate my account cause I transferred money from my OPay to my Momo PSB yesterday being Tuesday 24th June around three something, I didn’t check cause I thought it has enter it was around even when I wanted to buy a little data I noticed the money wasn’t there, they’ve stolen my money, I went back to Opay to check if it was the wrong account I transferred it to or maybe it hasn’t really gone but when I went it was really the Momo of a bank i transferred to do I reported to Opay saying successful but not credited and they said the money wasn’t with them again, is with money and I should report to them. I sent a complaint through email, they aren’t even giving a better feedback, called them lots of time they aren’t answering saying all there representatives are busy so one person can’t answer to show there bank are thieves cause if I let it go isn’t it them that will take the money? And I’m sure they’ve done it to several people that’s how they’re making there money so that when they do so you will just give up and leave it, my advice don’t download or use this app for your peace you can use OPay and PalmPay but not Momo PSB, cause even there WhatsApp too they are not answering so what do they aspect me to believe about there bank what do they want me to think?????
Issues with customers care and purchasing airtime
Ella Okorode
I recently downloaded this app and my experience has been nothing but awful and disappointing. I transferred money from my palmpay app to my momo account which was successful and when I login and tried to purchase data it said error that I should try again later and then I waited after a day and tried again same thing happened repeatedly even when I tried to upgrade my account with my bvn same issue occurred and I can’t even transfer the money back. The customer care service is terribly bad, they left me unread and unanswered for more than 16 hours and honestly speaking I uninstalled the app today and will probably never use it again because of the lackluster response and decline services
Developer Response
Hello Ella,We’re sorry to hear about your experience and know how important it is for the app to work smoothly.We’d like to resolve this for you. Please contact us on 671, email customercare@momopsb.com,or WhatsApp 07031594671 with your details so we can assist you.We value your feedback.Thank you for choosing MoMo PSB.
Not reliable don’t download 😡😡
@Faruq24
I sent my last money into my momo account from my opay account, on my opay it shows successful infact received by bank immediately but on my momo app the money hasn’t reflected i went back to confirm the details on my opay the acct details were correct, i waited for hrs for the money to reflect but it didn’t even their customer care service is poor I tried calling them three times to complain but every single time it says agents are currently busy i even tried messaging them on WhatsApp still the same thing they are busy, I haven’t gotten my money till now. And that is the last money with me that am suppose to feed myself with. Not reliable at all😡😡, don’t download if you don’t want to cry
Developer Response
Hello Faruq,We’re sorry to hear about your experience and know how important it is for the App to work smoothly.We’d like to resolve this for you. Please contact us on 671, email customercare@momopsb.com,or WhatsApp 07031594671 with your details so we can assist you.We value your feedback.Thank you for choosing MoMo PSB.
The latest update to the MoMo App includes a number of additional fixes and enhancements aimed at further improving overall performance, stability, and the customer experience.
- Improved overall app performance for a faster and smoother experience.
- Fixed bugs to enhance stability and reliability.
- Optimized app responsiveness and usability.
- Enhanced overall user experience with various improvements.
Version 2.0.2
The developer, MTN Nigeria, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Location
Contact Info
Contacts
User Content
Usage Data
Diagnostics
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
MTN Nigeria Communications Plc
Size
105.6 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it is not open, which can decrease device battery life.
