Snowplan: Debt Payoff Planner
Snowball Avalanche Calculator
Only for iPhone
Free · In-App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Pay once, own it forever. No subscription, no account, no bank linking - your debt data never leaves your device. See your debt-free date in under a minute.
See your exact debt-free date in under a minute. Snowplan turns your credit cards and loans into a clear, step-by-step payoff plan using the proven snowball or avalanche method - and shows exactly how much interest every extra dollar saves you.
No subscription. No account. No bank linking. Pay once, own it forever, and your financial data never leaves your device.
WHY SNOWPLAN
- Pay once - no subscription, ever
- 100% private and offline - no account, no bank linking, no tracking
- Accurate per-APR math you can trust
- Built for the debt snowball and debt avalanche methods
PLAN YOUR PAYOFF
- Add each debt with its balance, APR, and minimum payment
- Set one monthly budget - Snowplan builds the whole schedule
- See your debt-free date and total interest instantly
- Watch your balance fall on a clear projection chart
CHOOSE YOUR STRATEGY
- Snowball - clear the smallest balance first for quick, motivating wins
- Avalanche - attack the highest APR first to pay the least interest
- Custom - pay debts off in the order you choose
- Compare snowball vs avalanche side by side (Pro)
STAY ON TRACK
- Log payments and watch your progress grow
- Month-by-month payment schedule to your debt-free date
- Optional monthly payment reminder (Pro)
- Export your data anytime as JSON
FREE & PRO
Free includes up to 3 debts and a 12-month schedule preview. Snowplan Pro - a one-time purchase - unlocks unlimited debts, the full payoff schedule, strategy comparison, and reminders.
Snowplan is a planning tool and does not provide financial advice.
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
The developer, Onur KURU, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Onur KURU
- Size
- 2.5 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Snowplan Pro USD 7.99
- Copyright
- © 2026 Onur Kuru