Personal Accounting - AI Money

Expense Tracker & Budget AI

Free · In-App Purchases · Designed for iPad. Not verified for macOS.

New: see all your accounts as one Total Balance, tag spending by project & trip, ask Siri for your balance, plus a redesigned widget with Lock Screen support. Personal Accounting is the AI-powered expense tracker, budget planner and money manager that does the typing for you. Scan receipts, log expenses by voice, chat with your AI finance advisor — and now share your budget with family, protected by end-to-end encryption. AI RECEIPT & INVOICE SCANNING Point your camera at any receipt — AI does the rest. • Digitize receipts, invoices and bank statements in seconds • Amounts, dates and store details extracted automatically • Smart income & expense categorization • Bulk-import transactions from PDFs and bank statements VOICE EXPENSE TRACKING Say "I spent $50 at the grocery store" — logged instantly. • Record multiple transactions hands-free • Understands income, expenses, debts and payments • Natural language — speak in your own words AI FINANCE ADVISOR Chat with your own financial data. • "How much did I spend this month?" — instant answers • Personalized savings tips and budget advice • Month-by-month income vs expense comparisons FAMILY SHARING — NEW Run the household budget together. • Share chosen accounts, savings goals and notes with your family • Changes appear on everyone's phone within seconds • See who added each transaction • End-to-end encrypted: devices pair with a QR code — the key never touches our servers • You decide what's shared; everything else stays private CLOUD BACKUP & SECURITY Your data stays yours. • On-device AES-256 encryption and biometric lock (Face ID / fingerprint) • Optional cloud backup, encrypted on your device before upload — no one, not even we, can read it • Automatic daily local backups • Works offline — online features are optional COMPLETE INCOME & EXPENSE TRACKING • Detailed categories and multiple accounts: cash, bank, credit card • Debts, receivables, customer & supplier ledgers • Multi-currency incl. USD, EUR, GBP, TRY and gold (XAU) with live exchange rates SMART REPORTS & ANALYTICS • Visual spending charts and category breakdowns • Monthly & yearly income vs expense comparison • Savings rate and daily-average statistics • Export to PDF and Excel BUDGETS, REMINDERS & AUTOMATION • Monthly budgets with overspending alerts • Recurring transactions (salary, rent, bills) • Payment reminders via notifications MOTIVATION & GOALS • Daily streaks and 12 achievement badges • Set savings goals, track progress — and share goals with family if you like EASY TO USE • Clean interface with light & dark themes • Quick entry, swipe to edit, home-screen widget PREMIUM • Unlimited AI receipt scanning, voice input and AI advisor • Advanced analytics, ad-free experience, priority support WHO IS IT FOR? Families managing a shared budget, freelancers, small business owners, students — anyone who wants real control of their money. 7 LANGUAGES English, Turkish, German, Spanish, French, Portuguese and Arabic. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ### What's New NEW — Family Sharing: share accounts, savings goals and notes with your family. Changes sync between phones in seconds, protected by end-to-end encryption (devices pair via QR code — keys never touch our servers). NEW — Encrypted cloud backup: your data is encrypted on your device before upload; only you can read it. Plus: Sign in with Apple & Google, automatic daily backups, and many fixes.

Ratings & Reviews

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New: data import (CSV/Excel), family sharing, and cloud backup. Redesigned Reports screen, quick access to AI analysis, and bug fixes.

Version 4.7.0

The developer, Yunus Gulbuz, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Provider
  • Yunus Gulbuz
Size
  • 111.1 MB
Category
  • Finance
Compatibility
Requires iOS 13.0 or later.
  • iPhone
    Requires iOS 13.0 or later.
  • iPad
    Requires iPadOS 13.0 or later.
  • iPod touch
    Requires iOS 13.0 or later.
  • Mac
    Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 6 more
  • English, Arabic, French, German, Portuguese, Spanish, Turkish
Age Rating
4+
In-App Purchases
Yes
  • Plus Subscription USD 11.99
  • Plus Subscription USD 0.99
  • Yıllık Pro Abonelik USD 59.99
  • 20 AI Credits USD 11.99
  • 10 AI Kredisi USD 6.99
  • AI Kullanım Hakkı USD 17.99
  • Pro Subscription USD 5.99
  • Learn More
Copyright
  • Copyright © 2025 G Bilişim. All Rights Reserved.
  • Developer Website
  • Privacy Policy

    • More by Yunus Gulbuz

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