What’s New: • Three new charts in Yearly Analytics for a clearer view of your income, expenses, and budget trends. • Improved planned-item management: completed items now show their end date and can be resumed anytime. • More accurate plan editing — updates modify existing items instead of creating duplicates. • Stability improvements and bug fixes.

This build improves initial budget setup, multi-currency handling, account management, and AI Advisor reliability. What’s new: Choose your main budget currency during onboarding. The first account is created in your selected currency. New income, expense, and account entries now default to the budget currency. Missing exchange rates are now shown clearly for multi-currency data. Forecasts no longer disappear entirely because of a single missing exchange rate; all calculable rows are still included. Accounts can now be deleted together with their saved balances. This build adds a fallback backend route when the primary AI Advisor endpoint is unavailable. Fixes and improvements: First-time setup is clearer and easier to complete. Multi-currency calculations are more transparent. Entered data is less likely to appear silently “missing” from the forecast. AI Advisor is more resilient when the primary backend endpoint is temporarily unavailable.

Improved data safety, validation, and budget editing. This update adds a data completeness checklist to help the app display budget information correctly. It also adds a confirmation dialog before replacing manually adjusted previous-month values from the plan, improves the clarity of the update action, preserves planned category properties when filling past months, and makes iCloud Sync safer when restoring existing budget data after reinstalling the app.