LocalPay: Loyalty & Payments
Payments, Rewards, Local Deals
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
LocalPay is a payments and loyalty app connecting consumers with local merchants, community banks, and credit unions. Consumers securely pay from their bank account using QR codes, receiving loyalty rewards and instant discounts. Merchants can reduce payment processing fees, get faster settlement, and create local advertisements and offerings to reach new customers.
KEY FEATURES FOR CONSUMERS
Local Rewards & Discounts
Find and earn loyalty rewards, exclusive discounts, and special offers from participating merchants.
Pay via QR Code
Scan to pay in seconds directly from your linked bank account—no physical card required.
Link Multiple Bank Accounts
Securely connect multiple bank accounts through Plaid, switch between accounts easily, and select a default QR payment account.
Avoid Card Surcharges
Pay directly from your bank account and avoid additional card-related checkout surcharges where LocalPay is accepted.
Secure Checkout
Authorize payments using Face ID, biometric authentication, or a pre-set PIN for added security on all transactions.
Transaction History
View your complete LocalPay transaction history and export to a CSV file for your personal records.
BUILT FOR MERCHANTS & LOCAL BUSINESSES
Lower Payment Processing Fees
Reduce payment processing costs to as low as 0.5% or a low monthly subscription option for unlimited transactions.
Loyalty, Local Offers, & Advertising
Connect with nearby consumers through targeted local advertising, local deals, customized promotions, and special offers.
Faster Settlement
Get faster access to funds through real-time-capable settlement.
No Additional Hardware Required
Keep your existing POS system. Simply display your unique LocalPay QR code for customers to scan and pay.
Custom Merchant QR Codes
Create a unique QR code for your business and accept payments directly into your verified business bank account. Add options for tips, discounts, and digital receipts.
Employee Accounts
Create individual employee accounts to accept payments while keeping transactions organized under your primary merchant account.
Balance Checks
Reduce transaction risk by checking for sufficient funds before accepting a payment.
Transaction Reports
View your full transaction history and export merchant transaction records to CSV for bookkeeping and reporting.
QUICK SETUP
Create a consumer or merchant account in about 2 minutes and start using LocalPay.
LocalPay brings payments, loyalty rewards, local offers, and merchant savings together in a convenient and easy-to-use payment app.
Download LocalPay for free today.
Learn more at localpay.com
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
- Streamlined registration and login process
- Added a printable QR code function for Merchants to create display stands for payment
- Expanded functionality of web QR code process when scanned with phone camera apps
- Simplified parameters for Promotions setup on Merchant accounts
- Updated Transaction PIN reset and tip functions on Consumer accounts
- Redesigned UI interactions and how long-form pages are displayed
- General bug fixes
The developer, FinChain, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- FinChain, LLC
- Size
- 66.7 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Copyright
- © 2024 FinChain