Loan Interest Guide
APR Calculator & Payoff Plan
Free · In-App Purchases · Designed for iPad. Not verified for macOS.
See the real cost of a loan. Compare four repayment methods, calculate real APR with fees, save plans, and test rate changes or early repayment.
Know the true cost of a loan before you commit.
Loan Interest Guide helps you estimate monthly payments, total interest, total repayment, and real APR—including optional fees. Compare repayment methods side by side, save loan plans, and see how rate changes or early payments may affect your total cost.
CALCULATE THE FULL COST
• Enter the loan amount, term, annual interest rate, and optional fees
• See monthly payments, total interest, total repayment, and real APR
• Review a month-by-month payment schedule
• Include upfront, back-end, or monthly fees in your calculations
COMPARE REPAYMENT METHODS
Compare four common repayment structures:
• Equal Principal Payment
• Equal Installment Payment
• Interest-Only Loan
• Fixed Payment Loan
See how each method affects your monthly payment, total interest, and overall repayment.
SAVE AND COMPARE LOAN OFFERS
Save different loan plans and compare them side by side. Quickly identify which option has the lower estimated total cost.
PLAN FOR RATE CHANGES AND EARLY REPAYMENT
Premium tools let you:
• Simulate changes to your interest rate
• Estimate savings from early repayment
• Include prepayment fees in your analysis
• Explore a repayment strategy based on the details you enter
• Use the app without ads
CONVERT AND LEARN
• Convert between daily, monthly, and annual interest rates
• Learn how different repayment methods work
• Review formulas, advantages, and disadvantages
PRIVATE BY DESIGN
Your saved loan details stay on your device.
PREMIUM ACCESS
Choose a monthly or annual auto-renewable subscription, or unlock lifetime access with a one-time purchase.
Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your Apple Account settings.
Privacy Policy:
https://realloans.top/privacy.html
Terms of Service:
https://realloans.top/terms.html
DISCLAIMER
Results are estimates provided for informational purposes only. Loan Interest Guide does not provide loans, lending services, financial advice, or guarantees of loan approval. Always confirm rates, fees, and repayment terms with your lender.
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
- Refreshed design for a clearer experience
- Save and compare loan plans
- Improved loan cost insights and translations
- Bug fixes and performance improvements
The developer, 鲁 黄, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Nanjing Shitu Cloud Technology Co., Ltd.
- Size
- 67.9 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 46 more
- English, Albanian, Arabic, Armenian, Azerbaijani, Bulgarian, Cambodian, Croatian, Czech, Danish, Dutch, Estonian, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Icelandic, Indonesian, Italian, Japanese, Korean, Latvian, Lithuanian, Malay, Mongolian, Nepali, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Singhalese, Slovak, Slovenian, Spanish, Swedish, Tagalog, Thai, Traditional Chinese, Turkish, Ukrainian, Urdu, Vietnamese
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Loan Insights: Lifetime USD 6.99
- Loan Interest Plus USD 4.99
- Loan Interest Advanced USD 0.99
- Loan Strategy Tool Pro USD 4.99
- Copyright
- © Pick Rabbit 2025
