New - Stock pages gained market stats (market cap, previous close, volume, open, high and low), recent news, and a notice when a stock is going through a split. - Your own activity now appears on price charts. Buys, sells, sends, receives and conversions show as markers on the line — scrub to see any one of them. - A stock order you have placed now appears in your portfolio while it settles, along with the figures it will move once it fills, and it is followed to completion wherever you go in the app. - Card purchases now show the cashback they earned and why it was that rate. - Savings withdrawals tell you when the money lands. A regular withdrawal carries a live countdown on the goal, in your activity and on the receipt, and the withdrawal sheet now states the instant-versus-free trade-off with real numbers. - Two-factor setup has its own code screen, plus a button that opens your authenticator app with the account already filled in. Improvements - Stocks now read market hours straight from the market, including weekend trading on eligible stocks — those are pinned and badged when you browse, and every session says what it means for your order. - Network names now show the token standard on their own line — Tron with TRC-20 under it — everywhere you pick, deposit to or withdraw from a network, so it matches the name your exchange uses. - Splitting a transaction can now reach any Kem user through search, not only the people in your contacts. - An order held up by a busy broker now waits calmly instead of looking like a failure, and an order cancelled by a stock split now says so. - Ordering a card stays on screen until the card arrives, even if you close the app, and a declined application now names every detail that needs fixing. - Back goes back where you came from, including on receipts opened from a stock, a chat or a currency. - The savings receipt now matches the rest of the app and pulls to refresh. - Onboarding slides follow your finger, and the boosted-cashback merchant table lines up into proper columns. - If a profile photo fails to upload during signup, you can retry or continue without one — your account is already created. Bug Fixes - Fixed a crash on Android when opening some bottom sheets. - Fixed buy and sell summaries deducting the trading fee twice. - Fixed the home balance, portfolio and activity list briefly emptying into placeholders when a stock order settled or the display currency changed. - Fixed a savings goal failing to open when part of its history could not be loaded. - A signup that stopped before the profile step now takes you back to finish it instead of leaving you with an empty account. - Fixed a rare error sheet appearing for a stocks check you never started.

New Features - Invite friends, earn rewards: your personal invite link so you get credit when a friend installs and signs up. - Stocks. - Easier ways to add money: step-by-step deposit guides for 80 banks, with your bank's exact fields and screens. - Savings goals grew up: multiple goals now roll up into one summary on Home, and you can delete a funded goal by transferring its balance out in a single flow. - Faster sending: a chat-style inbox for transfers with each person, favorites, recent counterparties when splitting a bill, and one-tap cancel for all pending requests. - Little things that add up: recently used networks, addresses, and currencies float to the top of every picker; a copied address is offered right in the withdraw flow; the scanner now understands every kind of Kem QR code. Improvements - Withdraw to more destinations, with clearer exchange-rate information before you confirm. - Filter your activity from a cleaner menu, see pending operations appear instantly, and view the history of a single stock. Bug Fixes - Fixed the app occasionally returning from the background unresponsive. - Fixed sign-out sometimes navigating twice, and many smaller visual and stability fixes throughout.

New Features - Payment links and QR pay: send or collect crypto on the app with a shareable link, or pay someone in person by scanning a QR code. - Savings: open a new savings account right from Home, and preview your returns with an interactive earnings simulator. - Pay on the app with any balance: send or pay using whichever holding you choose and we convert it for you automatically. - Export a PDF account statement with your transactions. - Get help faster with in-Report a problem" option. Improvements - A refreshed look across the app with smoother, calmer animations. - Activity: filter by tranith a fast scrollbar, andswipe a failed transaction to try again. Card payments now show the merchant's logo and spending category - Search for people and browse community highlights right from the Send/Request screen. - Faster loading with much less flicker and fewer layout jumps on Home, Activity, and Community. - Added security: confirm withdrawals with Face ID or Touch ID. - More reliable sign-in wi plus clearer messages when something goes wrong. Bug Fixes - Fixed screens that could get stuck loading, including transaction details. - Fixed an issue with card display. - Fixed occasional unexpected sign-outs. - Many stability, layout, e app.

- Bank Withdrawals

- Various minor bug fixes - Home screen redesign

- New payment service added - Buy eSIMs directly from the app - Various minor fixes and improvements

- Fix invisible UI in KYC flow (light mode)

- Card cashback

- Improved identity verification flow

- Improve app performance

various minor fixes

- Display currency across the entire app - Various minor fixes - Some UI updates

- Redesigned sign-in and sign-up experience - Added new login options: Google and Apple - Improved security with biometric authentication - Various UI enhancements - Other minor fixes and improvements

- Various minor fixes - Improvements to the currency details page - Improved API error handling - New sign-up OTP methods

- Improve security – block withdrawals if the user hasn't completed KYC validation - Automatically redirect users at the end of the email and KYC verification flows - Various minor fixes - New conversion screen - New banners - New gradient avatars for contacts

- Kem Card support added: You can now manage and interact with your Kem Card within the app. - Integrated support for AEDK, SARK, and KWDK operations. - Performance improvements and minor bug fixes to enhance your experience.

- Usability improvements and fixes

In this version, we’ve made important updates to improve your experience and keep things running smoothly: • New integrations to enhance verification and onboarding flows • Visual and usability improvements across the app • Fixes to key features like withdrawals, value display, and permissions • Geo-blocking for unsupported regions • Overall performance and stability enhancements We’re constantly working to make Kem better — thanks for being with us.

- This version contains some bug fixes.