Capital is a personal finance planning app that helps you understand where your money is heading.
Unlike traditional expense trackers that focus on past transactions, Capital helps you shape the future: plan income and expenses, project account balances month by month, and make decisions before money becomes a problem.
Financial planning should feel calm and clear—not like daily bookkeeping. That is why Capital focuses less on recording every purchase and more on understanding your financial trajectory.
THE CAPITAL PRINCIPLES
1. Decide what to do with your money before you spend it
Build your budget in advance. Allocate money across categories, add future income and expenses, and create a realistic financial plan.
With Capital, you can:
— plan your budget months ahead;
— create your own categories;
— schedule recurring income and expenses;
— work with multiple currencies;
— see your projected balance for each month.
2. Know what you will pay today—and months from now
Look beyond the current month. Plan vacations, major purchases, loan payments, subscriptions, and other recurring expenses in advance.
Want to know whether you will have enough money six months from now? Open that month and check your projected balance.
It is not a guess. It is the result of your plan.
3. Pay yourself before paying everyone else
Financial planning is not only about spending. It is also about building capital.
Track savings, assets, liabilities, credit cards, and debts in one financial picture. Set money aside for your goals and see how today’s decisions affect your future capital.
4. Make financial planning part of everyday life
Managing money should not be stressful.
Capital does not require you to record every purchase perfectly. Instead, periodically reconcile your account balances, compare your plan with reality, and adjust the months ahead when life changes.
The goal is not a perfect history of your spending. It is a clear and confident view of your future.
WHY PEOPLE CHOOSE CAPITAL
— Planning instead of endless expense tracking
— Month-by-month financial projections
— Simple account balance reconciliation
— Recurring income and expenses
— Support for savings, assets, liabilities, credit cards, and debts
— Multiple currencies with automatic conversion
— Flexible budget categories
— A clean, focused mobile interface
— A calm approach to personal financial planning
Capital helps you make decisions earlier, reduce uncertainty, and turn financial planning into a useful habit.
Ratings & Reviews
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Capital now speaks English.
And we did not stop at translating a few buttons. The entire interface and in-app guide are now available in English. Capital follows the app language selected in your device settings.
While teaching Capital a new language, we also tidied up a few things:
— forms now feel more at home on iOS and Android;
— the money keypad dismisses like a regular keyboard;
— layouts work better across phones and tablets;
— swipe actions in Budget and Categories no longer wander beyond the edge of the screen;
— several small but annoying issues have been fixed.
Capital is now easier to discover—and a little nicer to use.
Version 2.6.0
The developer, Deasoft, OOO, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Deasoft, OOO
Size
51 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPad Requires iPadOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
