AI Spend Tracker: RetroBudget

Credit Card PDF Analyzer

Only for iPhone

Free · In-App Purchases

iPhone

See where your money really went. Upload a credit card statement and let AI turn your transactions into clear category and merchant breakdowns. No bank linking. RetroBudget is an AI expense tracker made by one independent developer. I built it around a simple problem: credit card statements contain the answers, but they make it surprisingly hard to understand where your money actually went. Most finance apps want you to connect a bank account. RetroBudget takes a different route. Upload a credit card statement PDF you already have, and RetroBudget turns the transactions into a clear view of your spending without your bank password or live account access. What you can see: • Spending by category, merchant, and card • Recurring charges and monthly spending patterns • Simple charts that make the numbers easier to understand • Live Activity and optional notifications while a statement is processed How it works: 1. Choose a credit card statement PDF 2. AI reads and categorises the transactions 3. Explore your spending breakdown 4. Delete the statement whenever you’re done Your imported PDF and extracted records remain in your iCloud-backed app storage until you delete the statement. RetroBudget uses Sign in with Apple and does not require bank linking. RetroBudget isn’t built by a big finance company. It’s an independent app I’m making to solve one focused problem well. If it helps you understand your spending a little faster, it’s doing its job. Privacy Policy: https://retrobudget.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

  • This app has not received enough ratings or reviews to display an overview.

Statement imports are more resilient. Unlock password-protected credit card PDFs during setup, and retry recoverable failures with the same file. Also improved: • Delete your RetroBudget account from Settings, with an option to erase PDFs and parsed financial data from iCloud. • Deleting a statement now removes its imported data and PDF, with safer retryable cleanup if storage is interrupted. • Failed shared-PDF imports stay queued for another attempt. • Category setup works better with larger text sizes, larger controls, and clearer VoiceOver labels. • Signing out during setup safely cancels an in-progress import.

Version 1.4

The developer, Pushpinder Pal Singh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Provider
  • Pushpinder Pal Singh
Size
  • 22 MB
Category
  • Finance
Compatibility
Requires iOS 18.5 or later.
  • iPhone
    Requires iOS 18.5 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 Pushpinder Pal Singh
  • Developer Website
  • Privacy Policy

    • More by Pushpinder Pal Singh

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