See exactly what's safe to spend today — before you spend it. Track expenses, reach your savings goals and stay on top of bills. No bank login, no account needed.
Actual Budget is a calm and modern money manager that helps you understand what you can safely spend, stay ahead of bills, and build better financial habits without stress. Track expenses, income, savings, debt, cash flow, and net worth in one clean app built for iPhone and iPad.
Safe to Spend
See how much you can safely spend today or this week after bills and essentials. Actual Budget gives you a clearer view of your real budget before you spend.
Expense and Income Tracking
Add one-time or recurring expenses and income in seconds. Organize everything with categories, edit quickly with swipe actions, and review your money with search, filters, and clear totals.
Savings Goals
Create savings goals, track deposits and withdrawals, and follow your progress visually. You can also send part of your income directly to savings goals automatically.
Bills, Alerts, and Notifications
Get bill reminders before due dates, budget alerts at 75, 90, and 100 percent, savings milestone notifications at 25, 50, 75, and 100 percent, and optional weekly summaries.
Cash Flow, Debt, and Net Worth
Plan ahead with cash flow forecasting, manage debts with smarter payoff guidance, and track assets and liabilities to understand your net worth over time.
Widgets and Tips
Use 4 home screen widgets for Safe to Spend, recent expenses, upcoming payments, and savings progress. Explore 400 plus practical budget tips to build stronger money habits.
Currencies and Devices
Use 17 major currencies including USD, EUR, GBP, AUD, CAD, JPY, MXN, BRL, KRW, PLN, DKK, NOK, SEK, TWD, RUB, CNY, and TRY with live exchange rates and offline fallback. Enjoy dark mode, native iPad layouts, keyboard shortcuts, iCloud sync, and easy restore when switching devices.
Languages and Privacy
The app currently supports English, Spanish, French, German, Portuguese, Dutch, Italian, Korean, Japanese, Polish, Danish, Norwegian Bokmål, Swedish, Chinese Traditional, Russian, and Chinese Simplified with auto-detect. Your data is designed to stay under your control with local storage and iCloud sync, so budgeting stays simple, private, and reliable.
Purchase Required
Actual Budget is a premium app. A purchase is required to use the app and unlock the full experience, including tracking, planning tools, widgets, and advanced money management features.
Terms of Use: https://budgetppdevorbitlabs.netlify.app/terms
Privacy Policy: https://budgetppdevorbitlabs.netlify.app/privacy
Ratings & Reviews
5.0
out of 5
1 Ratings
What's New on Actual Budget:
Reliability work — and one change you will notice.
We moved the request to rate the app. It no longer appears while you are still setting things up. It now appears only after the app has actually done something useful for you, and you can dismiss it without leaving what you were doing.
This update also adds new internal diagnostics that help us catch slowdowns and crashes much faster, so real fixes reach you sooner.
Two of the busiest screens were rebuilt to fit far more on one screen, and restoring a previous purchase is now a proper button that tells you what happened.
What you will notice:
- Restore Purchases is now a clear, separate button that confirms the result
- Expenses and Income show far more at once, with search a single tap away
- Amounts are formatted correctly for currencies that do not use decimals
- The app reaches its first screen faster
- Fixed text that could appear untranslated in some languages
- Expenses added with Siri or Shortcuts appear straight away in a list you already have open
- Widgets refresh when the app starts, not only when you come back to it
- Removing a duplicate category no longer leaves its expenses without one
Under the hood:
- The rating request was removed from onboarding entirely
- Smoother progress bars throughout setup and in the widgets
- New internal diagnostics that show us where the app slows down or stops responding
- More complete reporting when something goes wrong, so the real cause is found sooner
Thank you for using Actual Budget! Your feedback shapes every update we ship.
Version 1.6.1
Subscriptions
Yearly
You'll get entire premium features
Free Trial
Weekly
You'll get entire premium features.
USD 9.99
In-App Purchases
Life Time Plan
You'll get entire premium features
USD 79.99
The developer, Halim Ozturk, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Purchases
Financial Info
Location
Identifiers
Usage Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
VoiceOver
Dark Interface
Differentiate Without Colour Alone
Information
Provider
Halim Ozturk
Size
28.6 MB
Category
Finance
Compatibility
Requires iOS 18.0 or later.
iPhone Requires iOS 18.0 or later.
iPad Requires iPadOS 18.0 or later.
Mac Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 2.0 or later.
Languages
English and 15 more
English, Danish, Dutch, French, German, Italian, Japanese, Korean, Norwegian Bokmål, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Swedish, Traditional Chinese